Written by Description: FTMO isn’t the only option. See the best FTMO alternatives and funded account programs in 2025. This guide explores ftmo alternatives, evaluates the best funded account programs, and compares prop firm alternatives while showing how SmartT’s AI risk protections can help traders stay consistent.
Quick Answer
FTMO is one of the most popular prop firms, but many traders are searching for ftmo alternatives that provide different benefits, rules, or profit splits. This article compares the best funded account programs available in 2025 and highlights key differences. We’ll also discuss how AI-powered tools like SmartT help traders stay within prop firm rules and avoid disqualifying mistakes.
FTMO is well-respected, but not every trader thrives under its rules. Some traders look for prop firm alternatives because of:
- Strict profit targets that pressure traders into risky behavior.
- High evaluation fees compared to other programs.
- Drawdown limits that may not fit every strategy.
- Profit splits that may be less favorable than competitors.
| Prop Firm | Max Funding | Profit Split | Key Features |
|---|---|---|---|
| MyForexFunds | $2M+ | Up to 85% | Rapid scaling, lower fees, fast payouts |
| The 5%ers | $400K+ | 50–70% | No time limits, long-term growth plans |
| True Forex Funds | $400K+ | Up to 80% | Quick evaluations, flexible trading styles |
| SurgeTrader | $1M+ | 75% | One-step evaluation, quick scaling |
| E8 Funding | $250K+ | 80% | Modern dashboard, flexible rules |
The best funded account programs enforce strict risk controls. Common requirements include:
- Maximum daily loss limits (often 4–5%).
- Overall drawdown caps (8–12%).
- Minimum trading days during evaluation.
- Prohibition on certain strategies like martingale or grid trading.
Note: Violating any of these rules can cause instant disqualification, even if you are profitable.
SmartT’s AI risk systems are a powerful ally for funded traders. Features include:
- AI Advisor: Blocks weak trades that lower win rates.
- Market Sentiment: Prevents trades against major market direction.
- Rate Guard: Enforces a 1:2 minimum risk-to-reward ratio (Elite plan).
By integrating SmartT with funded account trading, traders reduce the risk of violating firm rules and improve long-term consistency.
See SmartT PlansSelecting the best ftmo alternatives depends on your trading style. Consider:
- Do you need fast evaluations or prefer longer time windows?
- Are higher profit splits worth stricter rules?
- Does the firm support your strategy (scalping, swing trading, etc.)?
- How quickly do you want to scale funding?
FAQs
What are the best FTMO alternatives in 2025?
Top alternatives include MyForexFunds, The 5%ers, SurgeTrader, True Forex Funds, and E8 Funding.
Why do traders look for prop firm alternatives?
Some traders want lower fees, different profit splits, or less restrictive rules compared to FTMO.
What makes a good funded account program?
A good program offers fair profit splits, reasonable risk rules, fast scaling, and strong support for traders.
How does SmartT help funded traders?
SmartT applies AI risk layers that block weak trades, enforce market direction, and maintain proper risk-to-reward ratios.
Are funded account programs suitable for beginners?
Beginners may struggle with strict rules. It’s recommended to gain consistency first before attempting a funded challenge.
