Terms & conditions
Please read the terms and conditions carefully before starting.

Acceptance of Terms
By accessing or using SMARTT’s services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of the terms, you may not use the platform.
Description of Service
SMARTT is a decision-support tool designed to assist users in trading gold (XAU/USD) by collecting and displaying the daily insights of top-performing traders. The platform does not offer financial or investment advice.
User Eligibility
To use SMARTT, users must be over 18 years old and legally permitted to trade in their country of residence.
Account Registration
Users must provide accurate information during registration. Users are responsible for maintaining the confidentiality of their credentials and all activity on their account.
Subscription and Payments
SMARTT is a paid subscription-based service. All payments are non-refundable. Subscriptions are tied to individual trading accounts and cannot be transferred or canceled once activated.
Use of Third-Party Brokers
Users connect their existing MetaTrader 5 (MT5) accounts. SMARTT has no access to user funds, which remain in the user's own broker account.
Trader Insights and Data
The opinions displayed are based on the historical performance of selected traders. Only those with verified performance over time are shown to users. Trader insights are collected from the start of the Sydney market until the opening of the New York session and reset daily.
Risk Disclaimer
Trading involves risks. SMARTT does not guarantee profits. The user remains fully responsible for their trading decisions and risk exposure.
User Responsibility
SMARTT is a tool, not a substitute for personal analysis. Users should have basic knowledge of trading before using the system.
Limitations of Service
There may be days when no clear consensus or alignment between trader opinions and technical analysis exists. In such cases, users are advised not to trade.
Termination of Service
SMARTT reserves the right to suspend or terminate user accounts for misuse, violation of terms, or suspicious activity without prior notice.
Privacy Policy
All user data is handled according to SMARTT's Privacy Policy, which outlines data use and protection practices.
Modification of Terms
SMARTT reserves the right to modify these terms at any time. Users will be notified of major changes via email or platform alerts.
Intellectual Property
All content, design, logos, algorithms, and source code are the property of SMARTT. Users may not copy, distribute, or reverse-engineer any part of the service.
Force Majeure
SMARTT is not liable for delays or service failures caused by events beyond its control, including natural disasters, internet outages, cyberattacks, or regulatory changes.
Third-Party Services
SMARTT is not responsible for the services, performance, or damages caused by third-party tools or brokers integrated by the user.
Refund Policy
All payments made are final. No refunds will be issued for unused time, canceled subscriptions, or user inactivity.
Language
These terms are originally written in English. In case of conflict between translations, the English version shall prevail.